Six banks publish principles for authorizing AI agent payments

On September 22, 2026, Bank of America, Capital One, ING, NatWest, ASB Bank and Commonwealth Bank of Australia released "Building Trust in Agentic Commerce," calling for auditable records of agent instructions and transactions, disclosure of agent involvement and transparency in decisions. Mastercard is rolling out AgentCard and Agent Pay with spend caps and a kill switch, Visa offers scoped tokens, and Google's AP2 adds intent and cart mandates.

• Six banks demand auditable records of AI agent instructions and decisions
• Mastercard AgentCard assigns virtual cards with spend caps and a kill switch
• Visa scoped tokens limit category and amount, revocable in real time
• Google AP2 adds intent and cart mandates on top of the x402 payment rail