EU study maps online financial scams under the Digital Services Act

A European Commission-commissioned study outlines six categories of online financial scams and four areas of countermeasures under the Digital Services Act. It introduces no new platform obligations or enforcement deadlines.

• Six scam categories: investment, romance, e-commerce, employment, unexpected gain and disaster relief
• Four response areas: access and gatekeeping, detection and removal, user protections, governance and cooperation
• Report prepared by Open Evidence and Spark Legal and Policy Consulting, final version dated October 2026
• Study does not assess individual platform compliance or set an enforcement timetable