UK says Apple still makes it too hard for Apple Pay rivals

The UK's Competition and Markets Authority says Apple's terms for NFC access still make it impractical for developers to build Apple Pay competitors. The regulator opened a public consultation on loosening the restrictions, while Apple rejected the proposal, citing privacy and security.

• CMA cites high fees, strict terms and technical limits as barriers to rivals
• In the EU, developers can already get NFC access for free if they meet standards
• Apple rejected the CMA proposal but said it will keep engaging with the regulator