India defines 'DPI 2.0' with focus on AI, data control and local languages

India is moving beyond Aadhaar and UPI toward 'DPI 2.0' — sector-specific infrastructure emphasizing user data control, interoperability and AI-powered services in local languages. The model spans eight sectors, including Account Aggregator, ONDC, ABDM and AgriStack, and is being promoted abroad via open protocols.

• DPI 2.0 covers eight sectors including finance, health and agriculture
• Account Aggregator enables consent-based financial data sharing; ONDC opens e-commerce
• Indonesia launched ION on the Beckn protocol in July 2026
• Critics note India lacks a domestic legal definition of DPI