Apple Wallet in iOS 27 adds bill splitting, pass creation, subscription tracking

In iOS 27, Apple Wallet can split bills via photo of receipt using Apple Cash, create passes by scanning or manually, track Apple Card subscriptions, and show spending. Apple Cash and Insights features are not available in all countries.

• Bill splitting works via camera and Apple Cash, available only in US
• Create a Pass button scans cards and QR-code tickets via Apple Intelligence
• Apple Card gets Recurring section with subscription list and calendar
• Insights for spending across multiple cards not yet available in US