UK launches first home insurance policy for humanoid robots

Specialist insurer Adrian Flux is offering UK customers home insurance covering domestic humanoid robots, underwritten by Texas-based Tokio Marine HCC. The policy covers damage to and theft of the robot, damage it causes to the home, personal liability for injuries, and emergency recovery or safe disablement after a malfunction. Domestic robots are expected in UK homes from 2027, with early models costing around $20,000.

• Policy covers robot damage and theft plus damage to home and belongings
• Includes personal liability for injuries and emergency safe disablement
• Adrian Flux expects domestic robots in UK homes from 2027
• Early home humanoid models in the US cost around $20,000