Philippines logs 3.9B digital payments and 11.68M scam victims

Digital payments reached 64.7% of Philippine retail transaction volume in 2025, about 3.9 billion transactions, according to Bangko Sentral ng Pilipinas. A GASA, Gogolook and Mastercard survey estimated scam losses among Filipino adults at P121.8 billion, with roughly 11.68 million victims.

• Digital payments made up 64.7% of retail transactions and 53.3% of P234.57 trillion in value
• 73% of victims sent money to scammers via e-wallet, up from 34% a year earlier
• Average reported loss was P10,426.90, median P2,200
• Only 4% of victims reported the scam to authorities