Fintech Equals: 92% of code is AI-written, agents act like staff

Fintech Equals went from zero AI to more than 92% of its code written by AI in under a year. Agents now handle internal processes and customer interactions, but the company has become selective, using plain automation where an agent adds no value.

• Over 92% of Equals code is AI-written, up from zero a year ago
• Agents get narrow permissions and reasoning-level audit logs
• Simple euro payments need automation, not an AI agent
• Equals wants Okta's kill-switch to cut off misconfigured agents