Québec FinTech Report: agentic commerce faces standards and capital hurdles

Station FinTech Montréal and Fathom4sight released their fourth Québec FinTech Report at the 2026 Canada FinTech Forum. The province hosts 296 fintech firms, 30 of them in AI and data, with competing agentic payments protocols and funding gaps as key themes.

• Québec is home to 296 fintech companies, up from 294 a year earlier; 30 are in AI and data
• Agentic payment protocols compete: Mastercard Agent Pay, Visa Intelligent Commerce, Google AP2, OpenAI and Stripe ACP
• Google donated its Agent Payments Protocol to the FIDO Alliance in April 2026
• OpenAI shut down Instant Checkout in March over inaccurate pricing and inventory data