Scammers exploit Apple Cash with fake 'return the payment' requests

Fraudsters send strangers an Apple Cash payment from a stolen card, then pressure them to return the money, claiming it was a mistake. When the issuing bank reverses the fraudulent payment, the victim ends up losing their own funds. Apple advises rejecting unexpected payments and disabling auto-accept.

• Scheme uses a payment from a stolen card, then asks for a refund
• When the bank reverses the payment, the victim loses their own money
• Protection: reject the payment and disable auto-accept in Apple Cash
• Manual acceptance gives users seven days to decide