HSBC and Ant Digital AI agents paid for services with tokenized deposits

HSBC and Ant Digital Technologies said on October 9, 2026 that they completed a test in which AI agents found digital services and paid for them using tokenized bank deposits. Micropayments were typically under $2 and settled in real time on the Jovay Testnet, with no live customers involved.

• Agents discovered a service, invoked it and paid for usage
• Payments were typically under $2 and settled in real time
• The trial ran on Jovay Testnet with no live customers
• HSBC kept spending controls through a bank-side interface