HSBC and Ant Digital Test AI Agent Payments via Tokenized Deposits
On October 9, 2026, HSBC and Ant Digital Technologies announced a test letting AI agents access digital services and make micropayments using tokenized bank deposits, settled in real time on a blockchain testnet. It combines HSBC's Tokenised Deposit Service, Ant Digital's Anvita Flow network and the Jovay Testnet. Risk checks flag suspicious payments but do not judge whether the agent's choice was sound.
- Test links HSBC tokenized deposits, Anvita Flow network and Jovay Testnet
- AI agents discover, select and pay for services without human review
- Bank risk checks do not score the agent's choice of service
- Extends the 2026 bank-led sequence: Santander, Sygnum, CaixaBank, now HSBC
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